The Merchants Home Loan BuyReady Program is the first program in the country to invite consumers behind the curtain to see how loans are approved. As part of our application process, you will beinvited in to our system to see your information as the underwriter sees it and go line by line through the raw credit data to see how the credit bureaus are really reporting your information and how your FICO score is determined. Call Monica today to schedule your appointment.