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Mortgage Solutions as unique as you are.


MISSION: To provide a quick, affordable home mortgage loan to those who need it the most.

Merchants Home Loan is a HUD approved mortgage lender specializing in 1st Time Homebuyers as well as Homeowners needing to lower their interest rate, consolidate debt, take cash out, or change from an adjustable rate mortgage to a fixed rate. Merchants is the first mortgage lender in America to offer the 1st Rate Service Guarantee giving each borrower who closes a loan with us a no questions asked, full refund of any initial out of pocket expenses incurred if they are not 100% satisfied with their transaction. To date, Merchants satisfaction rating is over 99.7%.

Merchants Home Loan is a division of Amtec Funding Group LLC with offices in Arizona and California

Chart Your Course

Navigating a sea of tighter credit guidelines and fewer loan programs can be tricky without the right partner. Merchants Home Loan's experienced loan officers can help you chart the right course to find the perfect home loan. Whether you're looking to purchase a new home or refinance your existing mortgage, we guarantee smooth sailing.

Call a Merchants Home Loan officer today at 1-800-490-6595.

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